由于骗子安装的木马软件能拦截短信验证码，手机盾又在骗子控制之中，因此骗子即使进行100万级别的大额转账，也不触发银行的风险控制策略，而受害人毫无察觉，没有看到任何风险提示的信息。
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I'm publishing this to start a conversation. What did I get right? What did I miss? Are there use cases that don't fit this model? What would a migration path for this approach look like? The goal is to gather feedback from developers who've felt the pain of Web streams and have opinions about what a better API should look like.